Why Colonial Life Benefits Matter , And Why You Need Them Now
- Rita Lorenzo
- Jul 29
- 2 min read
Life is unpredictable. One moment you're healthy and working, and the next, a sudden illness, injury, or accident can turn everything upside down. Medical bills pile up. Paychecks stop. Stress takes over. But with Colonial Life supplemental insurance, you don’t have to face it alone.
At Benefit Makers, we’re proud to offer Colonial Life Benefits because we believe protection should be personal, practical, and powerful.
What Are Colonial Life Benefits?
Colonial Life Insurance provides voluntary supplemental benefits that pay cash directly to you—not the doctor, not the hospital—so you can stay financially secure when life throws you off track.
These benefits are designed to fill the gaps in your traditional health insurance plan, helping you manage:
Out-of-pocket medical expenses
Time off work
Non-medical bills like rent, groceries, childcare, and more
Whether you’re an employee, self-employed, or managing a family, Colonial Life coverage gives you flexibility, peace of mind, and control.
Why You Need Supplemental Benefits — Even with Health Insurance
Let’s face it: health insurance doesn’t cover everything. A trip to the ER, surgery, or time away from work can cost thousands in deductibles and lost wages.
Imagine this:
You get injured at work or during a weekend game. You’re out for weeks. Your paycheck stops, but the bills don’t. With Colonial Life, you get paid cash to cover that income gap, without hassle.
This isn’t just insurance. It’s financial survival.
Key Colonial Life Plans We Offer:
1. Short-Term Disability Insurance
Replaces a portion of your income when you can’t work due to illness, injury, or pregnancy.
2. Accident Insurance
Covers ER visits, fractures, ambulance rides, and recovery costs related to accidental injuries.
3. Cancer & Critical Illness Insurance
Lump-sum benefits for serious diagnoses like cancer, stroke, or heart attack—so you can focus on healing, not bills.
4. Hospital Indemnity Insurance
Pays you for hospital stays, outpatient surgeries, and diagnostic procedures.
5. Life Insurance
Protects your family’s financial future with affordable term or whole life options.
Why People Choose Colonial Life (and Why You Should Too)
Cash paid directly to you
No network restrictions—see any doctor
Portable coverage—take it with you if you switch jobs
Fast, easy claims process
Affordable premiums that fit real-life budgets
Colonial Life isn’t just for emergencies—it’s for the moments that follow. When the ER visit is over, when the surgery is done, when the paycheck stops—that’s when these benefits shine.
Why Work with Benefit Makers?
At Benefit Makers, we don’t just sell policies—we build protection around your life. Founded by industry veteran Rita, our agency offers unmatched experience working with all major lines of coverage and top-tier carriers like Colonial Life.
We take time to:
Understand your needs
Customize the right plan
Walk you through the details
Make sure you’re protected today, and tomorrow
With us, you're not a policy number. You're a person with goals, responsibilities, and a future worth protecting.
Ready to Take Control of Your Coverage?
Don’t wait for an emergency to realize you’re underprotected.
Click below to learn more about Colonial Life plans or to schedule your FREE, no-pressure consultation with Benefit Makers.
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